Great article credit cards are definitely a work of the devil and can lead to many many bad things. I feel especially for college students who are out on their own for the first time and then just get bombarded with credti card offers, these card companies are setting up their victims for the long run. I really feel it would be a great help to college students to have a class offered by their high school their senior years to really educate them on debt and credit so that they do not make a huge mistake and rack up massive amounts of credit card debt while trying to get an education.